Number 7: Caskets.
Buy one at a funeral home and you could be paying 20,000! But you can find similar models for a quarter of the price at places like ABC Caskets and even Walmart online.
Number 6: Title Insurance
Before you pay full price, ask teh previous homeowner for a copy of theirs. Attorney Bill Walsh says, "Chances are that they got a title insurance policy that you would be entitled to get a re-issue credit from your title insurance policy which means you pay half, a 50% discount if it's within 10 years."
Number 5: Ready-to-Drink Baby Formula
Compare Enfamil's water-mix powder and the same brand's 6 pack and you'll see a 20 dollar price difference at Diapers dot com. True the 6 pack has a few more fluid ounces, but when you compare the price per liquid ounce the 6 pack is a 57% markup compared to the powder.
{STANDUP} Number 4: Prepackaged Deli Meat
Pre-sliced or deli counter? If you're trying to save money, the counter wins. Prices are generally lower per ounce. (compare prices)
Number 3: Electronic Warrantees:
Before you pay up for that store warranty… did you know you can shop around? For instance, two-year coverage on a $350 Toshiba Laptop at Best Buy runs $280. You'll get the same protection on the same laptop for 3 years at SquareTrade.com for just $100.
Number 2: Credit Card Gift Cards:
It's like paying for money. Visa charges $3.50, American Express charges nearly $4 for gift cards. And many banks tack on extra fees if you hold the card longer than 12 months. Plus, many cards with low balances get thrown out, so you end up giving money to the bank.
Number 1: Travel Insurance
Insurance for lost luggage or rental cars is often a waste because you're doubling up on coverage. Homeowner policies often cover stolen or lost goods. And your car insurance usually covers rental cars, too. Check with those before forking out money on something you're already paying for.
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